EPF Balance - Employees' Provident Fund Balance online

Much awaited tool to know your EPF Balance has been launched by Employees' Provident Fund Organisation (Ministry of Labour & Employment Government of India) on 1st July 2011.

This tool is not full fledged application to manage entire EPF portfolio online.But, It will send SMS to your mobile with last updated EPF information on given mobile no.This tool is available only for Delhi (North), Delhi (South), Laxmi Nagar (Delhi), Gurgaon, Faridabad, Karnal and Bangalore EPFO offices.Later all other EPFO offices will be added.

How to know your EPF Balance:
1) Go to http://www.epfindia.com/MembBal.html ( http://www.epfindia.com/ )
2) Select your EPFO Office where PF account it maintained.
3) Enter your PF Account Number – Don’t enter Extension (4th field). Identifying the correct value in each field is little complicated.
Example : Bangalore PF Account Number format  =  KN/12345/9876 then just enter 12345 in 3rd field, 4th field blank and 9876 in 5 th field in PF account number as shown below.
4) Enter your Mobile and Name, Accept Terms and condition and Submit.
You will get SMS alert from EPFO : EE amount : Rs XXXXX and ER amount Rs:XXXXX as on <Today's Date>(Account updated upto <31-03-2009>).
EE = Employee Contribution and ER = Employer Contribution on date(shown in Account updated date) mentioned in your SMS. It does not show current balance of PF  Account as on Today.

If you do not enter your PF account in correct format then It shows Invalid PF account error. Please use different combination to get it right till we get more details about PF account number correctly.
If you get error while open "know your EPF balance" page then please try again after sometime.It shows error sometimes.
Please Read:

  1. Please read Employee provident fund - EPF FAQ for more queries and Post your question related to EPF there and we are glad to answer. We are not able to answer questions on this post. Please check your answers in EPF FAQ comments section if you can not find your question.
  2. PF interest rate increased to 9.5% for FY 2010-2011
  3. Employee Provident fund Contribution - Why does EE amount and ER amount are different? 

278 comments:

  1. What is the difference between EE amount and ER amount.

    ReplyDelete
  2. Your total PF amount is divided into two buckets based on your basic salary. These two buckets have different yearly interests. Sum up both the amounts (EE and ER) to know your total PF amount.

    ReplyDelete
  3. My amt is showing less... if i calculate manually
    its coming 1.3 lacks, but when i checked it online, am getting 85,000 only.... are they showing only a part of my full amount?

    ReplyDelete
  4. EE -- EmployeE contribution
    ER -- EmployeR contribution

    ReplyDelete
  5. I think EE is Employee and ER is employer.
    ER will be less as 8.xx% is deducted for Employer pension fund. There is calculation given in this link
    http://www.citehr.com/160249-how-calculate-interest-pf-amount-please-help.html

    ReplyDelete
  6. Thanks Amit and Suresh for valuable inputs. if your amt is less then what you expect then please open request to your epfo office. i feel this epf amt data is not updated with interest till current date. they need approval from govt before adding interest in each year.

    ReplyDelete
  7. I have verified EE and ER amount and last updated date of SMS. I have updated my post with new details as well. thanks for your suggestion.

    ReplyDelete
  8. Hi,
    can any one here please let me knw hw i cn withdrow my EPF? please mail me at im.manish.k@gmail.com.
    Thank you.

    ReplyDelete
  9. Hi Manish,

    You can withdraw EPF in certain condition like leaving current job and not joining new company, for marriage, for home loan purpose and few more reasons. you need to go EPFO office submit withdrawal form too and may need to take sign and stamp from previous employer also.

    ReplyDelete
  10. Hi,

    My EE Amount is 54321 and ER Amount is 39949 as on 30-06-2011. Is this the only amount that is there in my pf account, if I add both EE and ER it comes to 94,270 Rs. Will I be getting only this much amount. They used to deduct 1680 Rs. per month from my account and the same amount from employer side as well.I worked in the organization for 22 months so it comes to 80,640 Rs. total pf amount, am i getting only 14,000 interest after 5 years. I started working in my organization from dec 2004 till october 2006. Please clarify my doubt.

    Regards,
    Hima

    ReplyDelete
  11. Hi Hima,
    1) I want you to notice one thing in SMS..SMS details are not updated till current date/year. My data is only updated till 31st-MAR-2009. So Please reconfirm AS on date in received SMS.
    2)for every installment you get 8.5% P.A interest.
    3) IMP rule- If there is no fresh investment in your PF account for more than 3 years then your PF account will be in suspended mode so you will not get interest after 3 years. Please check this details with your regional EPFO office. if required then withdraw amount and invest somewhere else.

    ReplyDelete
  12. really helpfull.

    ReplyDelete
  13. We are really glad to hear that these information is helping you. we will continue to serve this way.

    ReplyDelete
  14. Hi,
    do we get back the amount deducted for Employee Pension fund ? If yes when are we entitled to get it back ? As per the link mentioned above it states 541Rs/month or 8.33%(which ever is lower) of employers contribution.

    ReplyDelete
  15. So the SMS that we Get is only the principal PF amount and not the added interest ??

    Thanks and Regards.
    Edwin

    ReplyDelete
  16. My amt is showing less... if i calculate manually
    its coming 50 to 60 thounsands , but when i checked it online, am getting 19 thounsand only.... are they showing only a part of my full amount?

    ReplyDelete
  17. My amt is showing less... if i calculate manually
    its coming 50 to thousnads, but when i checked it online, am getting 19,000 thounsands only.... are they showing only a part of my full amount?

    ReplyDelete
  18. This amt is with interest till the date mentioned in sms..it's up to MAR-2009(for most of us) so you may be getting less amt indicated. You can check yr employer for latest balance...thanks

    ReplyDelete
  19. Employee Pension fund: we will get same after retirement along with pension...541/month is current contribution..you will get interest on this amt till retirement..

    ReplyDelete
  20. I needed some help with the pf balance sms; it seems my ee is 30k and er is only 9k, and that accounts updated date is 31/03/2010. How can this be ? Isn't the contribution equal for both parties ?
    Please reply.
    Thanks and regards.

    ReplyDelete
  21. It should be closer amount(not equal). You can check with yr employer for statement of their contribution then epfo.

    ReplyDelete
  22. what should be the employers contribution . I received the sms showing EE amt Rs 4957 and ER amt Rs 1519, but according to me Employers amt should be equivalent to my EE amt.

    Please help me out , Can any clarify me ,what should be the employers contribution.as per my knowledge employers contribution should be always equal to our Pf deduction .

    PlZ help me out............

    ReplyDelete
  23. When I withdraw PF, will I get sum total of EE and ER amount ?

    ReplyDelete
  24. My PF account number is MH/115160/******. I assume that it should be in PF office of Maharashtra region. But my previous employer has given me address of Hyderabad PF office for getting PF transferred. The salary slip from the previous employer used to have Hyderabad office address although I was working out of Mumbai office for whole of the duration of my employment. Please clarify if my assumption is correct or not and what do I do in this case?

    ReplyDelete
  25. I worked for around 21 months (October 07 to June 09) and both employer and employee contribution was Rs. 1000 each. it is showing my EE amount=9263, ER=3526 updated upto 31-03-2010. This is very less, not even one third of my principal amount, leave alone the interest. How can it be? any explanation?

    ReplyDelete
  26. Yes,you will get total amt =ee+er+interest

    ReplyDelete
  27. PF acc of MH/115160/****** shd be in Maha but you have to reconfirm with yr employer. then you can transfer accordingly.

    ReplyDelete
  28. 21 months (October 07 to June 09) = This is very strange..many ppl have same question..i am not able to understand the reason..1st check with employer then epfo office..

    ReplyDelete
  29. Let us Your contribution=EE= 2000 THEN Employer Contribution of 2000 will be divided in two parts (ER = 1459 + EPS=541)
    ===Employees Pension Scheme ( EPS ) contribution of Rs. 541 /- ( @8.33% of Basic salary upto a maximum of Basic salary Rs.6,500/- PM) is deducted from Employers’ Contribution and is deposited with RPFC , Bangalore .RPFC maintains this a/c and grants pension on the normal retirement age of 58 years or earlier but not less than 10 years of EPS membership.

    ReplyDelete
  30. 1. How much time does it take for withdrawal, I applied in July, but the epfo site shows "No Record Found", How can we know if the request is rejected?
    2.can we withdraw the EPS amount?

    ReplyDelete
  31. I entered EPS no. instead of EPF no. and still I am getting a sms with my balance which is different than what i get by entering EPF no. Am i getting someone else's balance by entering EPS no., because the nomenclature of both EPF no. and EPS no. is same.

    ReplyDelete
  32. @EPS and EPF - may be you are getting others' details..am not sure.

    ReplyDelete
  33. Sorry, i dont how much time it takes for withdrawal....eps withdrawal also i am not sure..may be No.

    ReplyDelete
  34. I had transferred the PF amounts of my previous employers into my current PF account. When I requested for the PF status, the amount which is shown in the message does not sum up to my current and previous PFs.
    Do they only message PF details of current employer and not transferred PF amounts??
    Thanks in advance for your help!

    ReplyDelete
  35. May be yr previous PF transfer is not yet completed and it's shows only current employer details here. SMS says current PF balance on date indicated there

    ReplyDelete
  36. I entered as you guided, but it is saying Invalid Member_id / Data not updated against this XX/XXX/12876//435

    ReplyDelete
  37. hope you are seeing your state and city there and may be your account is opened in before sometime then you can wait for data to be uploaded.

    ReplyDelete
  38. Hi,

    can we assume EE Amount - ER Amount = Pension Amount ?? Please let me know

    ReplyDelete
  39. JigVishu

    Thanks for sharing the Informantion its realy helping us out,
    If I give you my EE amount and ER amount would you be able calceulate my tottal PF with intrest if yes then following are the details
    EE Rs 18,458 and ER Rs 5,648.
    waiting for your reply thanks

    ReplyDelete
  40. I have an old PF account (lt to previous company) which i have not withdrawn. Can i get that amount if i apply for withdrawal?

    ReplyDelete
  41. Hello

    One of my employer PF account number is MH/XXXX/XXXXX only there is no office code is mentioned in my PF account. Could you please let me know how can i looks above mentioned PF account ? when i select MH - BANDRA it is coming as MH/BAN/XXXX/XXXXX & the error code as invalid PF account number. Need your help ...

    ReplyDelete
  42. Yes, We can assume EE Amount - ER Amount = Pension Amount..

    ReplyDelete
  43. Total PF with Interest on Date mentioned in SMS == EE Rs 18,458 + ER Rs 5,648...EE an ER is with interest on this date..So EE = ur monthly contribution and interest till date mentioned.

    ReplyDelete
  44. Yes, You can withdraw previous PF money by informing you are not working in any company now..but ideally we have to transfer to current pf acc.

    ReplyDelete
  45. Maharashtra MH/BAN/XXXX/XXXXX Issue- May be your PF account is not belongs to Bandra branch..try Thane or wait for more Mumbai branch office data..

    ReplyDelete
  46. Hi

    I think in EPF sms there are showing only Employee contribution 12% and Employer contribution 3.67% with interest. they are not showing any pension amount. account is updated upto 31-03-2009 only.

    ReplyDelete
  47. This is SMS got.

    EE amount:20391
    ER amount=8214
    as on 13-09-11.

    My Monthly PF deduction is 900 per month.I was joined a company on 28 May 2008 and left that company on 24 Aug 2010.

    Please correct my doubts.
    1.I am wondering how ER amount is only 8214 ?
    2.Why My EE amount is less than manual calculation?
    3.What about Interest rate?
    4.Online balance inquiry is working properly?

    ReplyDelete
  48. EPF SMS shows correct information till 31-03-2009 and it's shows correct Employer contribution also with interest. I have verified with my own balance.

    ReplyDelete
  49. EE Much greater than ER:
    Employee contribution is 900 and ER contribution is only 459(900-541) and 541 goes towards Employee pension scheme. So EE looks smalll. in this case 459*28 months comes around 8000.

    Since couple of years,we are getting 8.5% interest.
    Online inquiry is correct only.

    ReplyDelete
  50. Please Read for ER and EE contribution.
    http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html

    ReplyDelete
  51. pf amount is remitted by epfo or by employer

    ReplyDelete
  52. PF amount is paid for employer and interest will be given by EPFO...I hope this is what you want to know.

    ReplyDelete
  53. No, what I wanted to know is when we apply for withdrawal who will remit the amount in our bank account employer or EPFO?

    ReplyDelete
  54. EPFO only transfer money to your bank account..employer duty ends when they transfer monthly contribution to EPFO..then EPFO add interests based on current rate and maintain it till your withdrawal request.

    ReplyDelete
  55. I WANT TO KNOW THAT WHAT HAPPENED EPS(EMPLOYER PENSION SCHEME) AMOUNT IF I RESIGNED THE JOB....OR STOP PAYING IN EPF FOUNDS AFTER 4 YEARS ?????

    AND CAN IT POSSIBLE TO PAY HOLE AMOUNT OF EPF MONTHLY IN SAME A/C AFTER QUIETED FROM JOB UP TO 10 YEARS AND GET BENEFIT OF EPS.....

    WHAT THE ACTUALLY BENEFIT OF EPS FOR THOSE WHOSE EPF A/C NOT RUN A LONG TERM FOR THEM RS 6492 PER YEAR IS WASTED????????

    ReplyDelete
  56. Jig Vishu,

    Your site is really very helpful.

    ReplyDelete
  57. hi is it possible to withdraw pf without employer sign and stamp

    ReplyDelete
  58. Jig Vishu,

    There are two dates in the SMS: "as on " and "Account updated upto 31-03-2009" What does it mean?

    My data is as follows: EE=Rs 31153, ER=Rs 25234, as on 30-06-11, and Accounts updated upto 31-03-2002.

    Do the EE+ER values include all interest, or the interest will have to be added from 31-03-2002?

    ReplyDelete
  59. @Sanjeev, I am afraid that i dont know exact answers for yr queries...let me try..
    You can not deposit money in EPF account from yr account for sure..If there is not fresh deposit in 3 years in epf acc then your acc will be inactive and you will not get interest also....
    Regarding EPS..I am getting more details so I may be answer yr queries later..I tell you EPS pension at retirement is very small amount for most of the people.

    ReplyDelete
  60. After quitting the job,you have to wait for 2months then you can start withdrawal of the EPF account and You need Stamp and Sign of last employer..but if time is more then you may be not requiring it..

    ReplyDelete
  61. "As On" does not have significant..it's just recent date or today's day.."ACCOUNTS Updated" is very Imp and your balance is updated till this date...Your ER and EE is also with interest till Account updated date.

    ReplyDelete
  62. I received EE and ER balance SMS from EPFO upto Mar 2011.
    I looked at Form-16 for the years and added up all PF amount till Mar 2011. This amount is more then EE balance received from EPFO.
    Also I have contributed towards voluntary PF. I have not taken VPF amount for calculation when comparing with EE balance.
    Will EE balance include VPF as well?

    ReplyDelete
  63. @VPF Issue: VPF is a also employee's contribution to PF account so i think it should be part of ee too..i cld not find 100% details for same..are you sure ur account updated date is mar -2011..if this is correct then ur ee amount should similar to yr calculated figure based on form16. ee amount also includes interest for all previous year.

    ReplyDelete
  64. Hi, I want to what is the correct EPF Balance. I checked it the balance enquiry site and got an amount as EE Amt: Rs. 2831 and ER amt: Rs.864. Wat is the correct balance. I was in service from 17 - aug ,2001 to 05-sep,2010. they were deducting some 400 plus from my salary. I was expecting more on this. just upset now.

    ReplyDelete
  65. @Shyam,definately it must be more amount, please contact EPFO office and get the balance..one more point-if there is no fresh contribution for 3 years then it will be inactive acc so you will not get interest after that period. please contact EPFO and withdraw it or transfer to yr new pf acc. of new company

    ReplyDelete
  66. hi,
    Pls do cnfirm, i receive my PF amount. now while checking the EPF balance it shows the EE & ER amounts..... I wnt to knw is this amount is yet to come ?

    ReplyDelete
  67. Hi,

    My PF Balance is showing less than what it should be....My contribution is 780 and employer contribution also 780
    what should i do now...
    i have applied for PF withdrawal and to my surprise today i came to know that my balance is less....

    ReplyDelete
  68. @Kawal -I can not confirm anything about EPFO..But SMS inquiry data is coming based on Account Updated date and this data is generally 1 or 2 years old so it shows balance in EE and ER account but you have withdraw is recently it....I dont think there is more money left in PF account based on SMS...But you can try your luck and check with EPFO personally.

    ReplyDelete
  69. Contribution of Rs 780..Plase Check http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html for more details ...and Your PF account details in SMS might be 2 years old then it will be less than what u expect...Check Account Updated carefully.

    ReplyDelete
  70. Hi Vishu,

    Thanks for ur reply.
    The message from EPFO site shows EE Amt: Rs.7089 ER Amt. Rs.2172 as on 24-09-11(Accounts updated up to 31-03-11)
    I have worked from may 2010 to jan 2011 with my previous employer and PF both employee+employer share (Rs.780+780) is deducted from our salary.
    i have applied for withdrawal in june 2011
    But how the Balance is less in my EPF account now.

    ReplyDelete
  71. @780 - SMS details are correct in Your Case
    1) EE Amount =7089 : 780*9 =7020 + Plus interest Amount
    2) ER Amount =2172 : 780 dividend into 541(Employee Pension Scheme) + 289(Employer PF Contribution) So Actually 239 out 780 went to PF account For ER.
    ER 2172 ==239*9 =2151 + Interest

    Please READ
    http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html

    ReplyDelete
  72. thanks for ur rep

    If this is the case...my colleague who worked with me with same Experience i.e, worked from may 2010 to jan 2011 with same employer and paid PF both employee+employer share (Rs.780+780) is deducted from our salary.
    she also applied for withdrawal in june 2011
    but got around Rs.12000
    how is this possible???

    ReplyDelete
  73. It will be difficult to predict calculation for your colleague.Please check with your EPFO personally..does your colleague got same amount in SMS?

    ReplyDelete
  74. She didn't check EPF balance online...
    As she has applied for with-drawal 12000 has-been credicted last amount to her account.

    ReplyDelete
  75. I hope you also get rs 12000 for PF withdrawal.

    ReplyDelete
  76. hmmmm....hope so Vishu...
    Thanks for ur replies.
    your so helpful indeed:)

    ReplyDelete
  77. I am very happy to see this post is very helpful to everyone..Thanks for using Investmoneybetter.com

    ReplyDelete
  78. Hi,

    I have been trying to claim my PF fr around 3 yrs now and no luck.. I checked on the efpo site and recvd an sms.. the amount stated is way less than what I calculated with my accountant. can you check and help me. is there a way I can see detailed info of accumulation like a statement. my pf no is MH 92681/223 my branch is KD MAL... Thnks.. jen

    ReplyDelete
  79. @Jenny,1) Did you calculate your PF based on http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html where you have to deduct Employee Pension Scheme.
    2)You can not see statement on any EPFO website and Balance SMS is the official way to know details only.
    3)What kind of Issue do you face for withdrawal of PF...I am not sure but you can try using Right to Information -RTI for any govt issue. I dont have much details..YOu can find details -http://www.epfindia.com/ bottom righ corner.

    ReplyDelete
  80. It is interesting and seems simple to know the balance of PF account which was not possible earlier. Thanks for this informative articles which narrates simple procedure to know the balcance.

    ReplyDelete
  81. I worked with my previous employer from Feb 2008 to Jan 2011 but I received a SMS from PF mentioning account updated will 31-03-2010. Is there a separate calculation for Apr-2010 to Jan 2011. Also I received a SMS stating cheque clearing in process, Will I get the payment including amount till Jan 2011 if not please let me know what is to be done.

    ReplyDelete
  82. @Feb 2008- Many PF account details are not update till current date.My account is just update to MAR-2009 only.So 31-03-2010 is ok for you
    2) Yes, There will be additional calculation till JAN-2011.
    3)You will get all amount credited till JAN2011 with interest.

    ReplyDelete
  83. An update - The PF balance information is now available for 119 PF offices across India :)

    ReplyDelete
  84. Hi,

    I received the SMS end of last month. How long will it take to credit the same? Any ideas?

    ReplyDelete
  85. Sorry, I dont how long it will take to credit PF money.

    ReplyDelete
  86. I hve recd sms stating balance in EE Rs.140,319 & ER Rs. 94624 as on 31.03.2009, hence my understanding is the difference of Rs. 45,695 will be in Pension.

    I have applied for withdrawal in 2011, although left job in Oct 2009 & hence have following doubts.
    1. Will I get Interest for period from April 2009 till date of withdrawal.
    2. Will I get the amount deducted towards pension which is Rs. 45,696 along with the withdrawal.
    3. If the amount of pension is no received with withdrawal, are there any means of getting this amount as it is a not a small amount.

    Will appreciate if reply is received.

    It was good to have an understanding from the replies posted till now and was able to get good insight in the PF operations.

    Regards,
    YT

    ReplyDelete
  87. @YT
    ANS#1,Ideally if there is no fresh contribution for continuous 3 years then only it's inactive account and does not pension. So from 2009-2011 you will be getting interest..I will recheck once more..give me some time
    ANS#2 No you will not get Rs 45696 of pension fund
    ANS#3 Basic rule- Pension fund is for your dependent or nominee. So you will not get single paisa out of it..In your absence your child or wife will get pension.You can read benefits section -http://epfindia.nic.in/pension.htm (I will post summary post in 1month for same)...
    Hoping to answer your queries.

    ReplyDelete
  88. Thanks Buddies...
    Thats HOW WE ALL HELP EACH OTHERS..

    :-)
    God Bless You..!

    ReplyDelete
  89. Hi,

    I just checked my PF amount which was there for three years and I was shocked that EE contribution is three times to the ER contribution. Ideally both should be same. As per the HR they told that whatever is being deducted from my salary the same amount will be paid by the ER. Can someone help me with ER and EE concept?? Also interest is not showing ??

    ReplyDelete
  90. Hi,
    Please read below article for less amount in ER.
    http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html
    Your SMS amount includes Interest also.

    ReplyDelete
  91. Hi i have worked for 15 months in kotak . my monthly deduction was 1022. I Have recieved a msg EE amt :8697 and ER amt : 4210. can u clarify me the reason ??

    In my knowledge my deducted amt is 15*1022 i,e. more than 15,000. so how this is done

    ReplyDelete
  92. @Kotak Employee: Where Account Updated date in SMS is recent 2011 or some where in 2009 or 2010 ...Every month From employer contribution -Rs 541 got EPS and 459 goes to EPS(Pension fund) So looking at 4210 amount, I can noticed only 8 months PF data is updated in your PF Office...So you are getting less amount in SMS..request to check Account Updated date and your job Period. also see
    http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html

    ReplyDelete
  93. Dear Jig Vishu,

    My EPF total SMS shows, EE = 17500 & ER = 5500, as per my belief the ER amount should be more/equal to EE. In the previous comments you said some % of amount from ER will go to pension account.

    So please advice, when we will get the balance amount (Pension amount), once i received my PF amount today.

    As you said, EE Amount - ER Amount = Pension Amount. Please advice the procedure to redeem my pension amount & eligibility.

    Your earliest response is highly appreciated!

    Nimesh

    ReplyDelete
  94. @Nimesh,Your understanding about pension( EE-ER in contribution)is right. But There is no way you can redeem your pension amount..You will get only when you retire or dependent will get monthly pension person die..I can see your Pension contribution is higher then ER contribution..but you can not withdraw it.

    ReplyDelete
  95. Thanks JigVishu,

    Please advice, at the time of my retirement - they (PF dept)will deposit the pension amount automatically OR i have to submit another form for this?

    Is this pension amount will receive on monthly basis after retirement to me OR they will deposit / send it totally?

    Pls clarify

    Nimesh

    ReplyDelete
  96. Hi there,
    This blog is very helpfull as well as answers too.
    My question is my company closed due to resession and now i have checked my PF account and it is showing sum amount.

    Please suggest that how can i withdraw the same amount cant take companys stamp on the form.

    Thanks

    ReplyDelete
  97. @Nimesh,At retirement you need to give application to start pension...but it's long time process may become automatic too..Yes you will get monthly pension..I am going to write detail post soon about EPS.but amount will be very small for sure..because the nos of years you going to get the pension is not sure..till death you will get pension.

    ReplyDelete
  98. @Closed company, As per my understanding you need company stamp to withdraw PF but you can not get it now..Let me check in detail and i will get back you in coming weeks. definitely there must be way out.

    ReplyDelete
  99. i have transferred my pf account as i changed my company but when i check the status it shows as

    Claim ID : TBTAM110200000106
    Status : Claim Form 13 for Transfer to New Account Number: AGAINST Old Member Account has been rejected. Rejection letter is under dispatch/ dispatched to address in your claim

    but when i asked my old company and pf office they are saying it got transferred. Is there a flaw in your system is the people in tambaram pf office giving me the wrong information ?

    ReplyDelete
  100. @Raghu, I am sorry to say I dont know much about Transfer of PF process.Sometime it takes year to transfer the fund.I suggest talk to new company and new PF office and get correct info.

    ReplyDelete
  101. hi, I tried to get the balance from the EPF site. Its throwing error. Invalid Member_id / Data not updated against this account. The PF account is opened in 2004.

    My PF number starts KN/BN but on the site its prefixed to BG/BGN

    ReplyDelete
  102. @Krishna,Site Prefix is fine but the problem with Site database itself..it does not My PF Account number now it was working fine before..I suggest wait for some days(may be weeks)..

    ReplyDelete
  103. What happens when conpany is closed or taken over by some other company and the name of the company is changed??

    ReplyDelete
  104. New Company Is responsible for all the further processing of benefits..Personally my company was acquired and getting benefits from new company

    ReplyDelete
  105. I have submitted the PF withdrawal form to my co & inturm my co submitted at the Bandra office on 18.08.2011.
    I have checked the online website and it states that my withdrawal form has been received and it is under process from 29.09.2011.
    Can you inform me how much time it may take for the amount to be credited in my account.
    Is there any mechanism through which we can follow-up for speedy processing.
    Request your guidance as in need of amount urgently.
    Thakur

    ReplyDelete
  106. @PF Withdrawal, There is no online mechanism to speed up the work.You can contact EPFO branch for current status and approxi. time. generally it takes 2 months for processing.

    ReplyDelete
  107. Hi vishu my name is shameena. plz tell me . that can i apply for pf withdrawl in my dad's bank acount bcz i do nt have any bank a/c. and what is form 10c and form 19

    ReplyDelete
  108. Hi vishu my name is shameena. plz tell me . that can i apply for pf withdrawl in my dad's bank acount bcz i do nt have any bank a/c. and what is form 10c and form 19

    ReplyDelete
  109. @Saifyours - I am not sure about credit to your dad's bank account.better to have one account and then process..otherwise it may get struck in some issues.
    form 19-To be submitted by a member to withdraw his Provident Fund dues on leaving service/retirement/termination.
    form 10c- for eps contribution
    For claiming :
    - Refund of Employer share.
    - Withdrawl benefit
    - Scheme certificate for retention of membership

    ReplyDelete
  110. Congratulations for the post which you get more visitors. But those who have an old pf account could not get the balance through this tool.

    ReplyDelete
  111. Hi,

    When we transfer the PF amount from old employer to new one(FORM-13 (REVISED)), is the pension amount also transferred automatically. If we keep changing jobs, how will the Pension account be tracked by retirement?

    ReplyDelete
  112. Hi, Is the Pension amount automatically transferred when we submit the transfer form (FORM-13) from old employer to new one. How to keep track of pension amount if we keep changing jobs?

    ReplyDelete
  113. Hi, Is the Pension amount automatically transferred when we submit the transfer form (FORM-13) from old employer to new one. How to keep track of pension amount if we keep changing jobs?

    ReplyDelete
  114. @Jerry Thanks for wishes and update.

    ReplyDelete
  115. @Pension Money - It's with govt from your all previous company.Currently there is no way you can track online. There is fixed criteria to get pension amount on retirement.

    ReplyDelete
  116. Hi Jigvishu

    I was working for a pvt company for almost 2.5years duration feb 2009 to apr 2011 i got an amount on my pf status as ee:3604
    er:1101 this is updated as on march 2010.
    Please clarify is this amount which i ll be getting.But according to my previous employer i am supposed to get 18820 including interest please help me out.

    ReplyDelete
  117. Hi Jigvishu

    I worked for a privatefirm For 2.5 years feb2009to apr 2011 i got the status through sms as ee:3604 er: 1101updated upto mar 2011 but according to my previous employer i am supposed to get 18820 including interest. Please help me out.

    ReplyDelete
  118. @HEMA, I think you have not considered deductions for Pension fund - Please read http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html...If you account is updated MAR-2011 then I feel your details are not updated...please remove pension amount and recalculate it..Please let me know Employer and employee contribution so we can see what's wrong with SMS.

    ReplyDelete
  119. employer contribution:1101 and employee contribution is 3604 but everymonth the deductions were 300 rs please help me out i m totally confused with this one of my collegue she worked for 3 years but she got 26000

    ReplyDelete
  120. @Hema,It looks like data not updated correctly and so does not show in SMS correctly..If you are going to withdraw then check with EPFO before place request.

    ReplyDelete
  121. Hi vishu i hd aplied for my epf nd now the status is showing. that form 19 payment seteld and check sent on 1 dec 2012 and form 10 payment setle and check sent on 2,dec.12 but till date i hvnt rcv any amount in my bank.

    ReplyDelete
  122. @Saifyours, I suggest you to wait for more days..Anyways I dont know how long it takes..is it possible for you to share screenshote for PF withdrawal status..many people asks those details and I dont have any PF account in withdraw status..It will be helpful for me and others..You can send me on jigvishu@investmoneybetter.com..If you dont then also it's absolutely fine..

    ReplyDelete
  123. @Saifours, Thanks for our help and i hope many more people will be benefited too.i got the required details..

    ReplyDelete
  124. my company is deducting Rs780permonth as EE amount from 31march2010 till 9sept2011 and when I see my EE amount on the website it is showing Rs 6395 for the same said period , the question is how should we calculate the EE & ER amount as per me my EE IS Rs780for17months isRs13260 approx.where is my rest of the money?
    Please help me to understand the same.

    ReplyDelete
  125. hi,

    msg shws.'EE=12401,ER=3789 as on 6.9.01(a/cs updated upto 30-3-2010 EPFO...
    i had worked by 3years n 11months,,,,,what is the amount i ll b gettng in my a/c? n is this a year amount bcoz as per the contribution i had seen i shd recived around 40k...pls help...

    ReplyDelete
  126. @780 -I don't think EPFO data is updated till SEP-2011.Please check SMS account updated date again.
    You can read http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html
    for how contribution take place for each month for EPS also.

    ReplyDelete
  127. @MSG If you have left company last month(assume) then you will get [[12401+3789+ with interest of new contribution till last month ]] May be you haven not calculated EPS amount.

    ReplyDelete
  128. I work for 35 months and my balance is showing EE 14069/- and ER amount 4299/- I really dont understand what is this I am suppose to get almost double of this amount... Shall i get only this much..Please help me anyone can make me understand

    ReplyDelete
  129. wht is EPS amount,,,n wht is the interest amt or percentage...is it i ll b gettng a sum of around 40k as it appeared while i ws in the company?? pls help

    ReplyDelete
  130. @Preeti -Please read for EPS doubts-http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html ...Thats for Retirement benefits..this is not interest associated.If you check EPF balance in yr company website/report then that will be latest data and you will be getting it that..SMS data are not updated till date.

    ReplyDelete
  131. @lokeshmeitei - You did not mention monthly contribution so I can not calculate it. 1) SMS data not updated till date...generally updated till MAR-11 2.There will be additional deductions for EPS -Please read http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html ...generally EPF calculation are right but not updated till date..when you apply for withdrawal then you will get the actual amount.

    ReplyDelete
  132. Hi Vishu,

    I read ur above comments.
    I did job in G4S Security Systems 1 yr 25 days from feb 2009 to march 2010.
    today i saw my epf balance. My EPF number is DL/20845/996 and i entered in online epf balance form is DL/CPM/0020845//000996. after that they send me sms. I think this would be my pf balance.
    They cut 600 per month as pf from my salary.
    EE Amt: 7943
    ER Amt: 2423
    as u mentioned in ur comments that rest of ER money divides in pension scheme. SO my question is tht at the time of pf withdraw, they will give me pention money or not.

    ReplyDelete
  133. @Nishant,
    Yes,SMS details are correct and you will get this when you apply for PF withdrawal.
    Regarding Employer contribution of 600 rs is dividend into two parts 1st 8.33% goes pension fund and remaining goes towards PF fund..
    416*14 =5414 (only principal for understanding)
    183*13 =2385(only principal for understanding)
    So You will not get Rs 5414 because it's part of EPS fund...If you are not joining any company and service it less than 10Years then you can get employee share with very low interest.

    ReplyDelete
  134. Thanks Vishu to reply...
    At the time of pf withdrawal, I will fill pension form and pf form i.e. form 10 and form 19 for getting pension money as well as PF money.
    and you are saying i will not get pension money.

    So i have to wait 10 yrs to get pension money as u calculate Rs 5414???

    ReplyDelete
  135. @Nishant,
    If you fill Pension form then you will get Pension Fund money with very less interest because you have not completed 1o years of Job and not eligible for pension at retirement.
    If you complete 10 years of job then you will be eligible for pension after retirement so can not withdraw it..

    ReplyDelete
  136. Hey Guys, Thanks for the support.. Just wanted to know. ( May be stupid)... Can the employer do any alterations on the forms and submit a wrong figure ??? Please advise, as it is very important for me to know ..

    ReplyDelete
  137. hi vishu,

    1. My EPF account sms showing EE Amt:4067/- and ER Amt:1244/-. When i will apply for withdrawl & after this i will get Rs.5311/-(4067+1244) or less (after any deduction)???
    2. what will happen If job left over 3 years
    Plzzz clarify

    ReplyDelete
  138. @Rob,Even if employer does some alterations then also EPFO will not accept it :) why employer will do illegal activity for you?..no way..

    ReplyDelete
  139. @Anno-4067,You will get Rs 5311 for PF withdrawal..there will be additional balance in EPS account around 2700 that you can withdraw if you dont want to do further job or you can get Certificate from EPFO if you want to contiune job further..EPS rules are little difficult to digest..

    ReplyDelete
  140. Hi Vishu,

    My PF account number isnt being recognized by EPFO site, it's saying it invalid even though I hv correct number with me.
    I have left my previous company more than 4 years back and havnt claimed my PF with tht company yet.
    What can be done in this situation?
    Thanks in advance.

    ReplyDelete
  141. Try different combination of names. It works sometimes.Other reason,your account is inactive now and not getting interest since 1 year.
    Is it possible for you to contact previous company to get stamp n sign on the forms? If yes then contact it do pf withdrawal process. Else directly contact EPFO.

    ReplyDelete
  142. Hi JigVishu,
    First of all i would like to thank you for this great help and saving a lot of time by providing these information to all of us. Now coming to my issue. If i do a manual calculation of my EE then it comes around 17K where as SMS shows only 15K, I left that JOB in 2010 but applied now for acc closure so no point of EPF account updation, beside that ER is only 4.8K which is much lesser then my calculation of 13K. Please help me or suggest me what needs to be done in this case.

    ReplyDelete
  143. @Keshav,
    Did you check Account Updated date(generally it's not current date) in SMS? You might have calculated till date for EE. Regarding less ER, You might have not consider contribtion to EPS from ER contribtuin.Please read-http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html

    ReplyDelete
  144. Thanks for your post its very useful for me

    ReplyDelete
  145. Hi JigVishu,
    I already checked this link from previous post and then calculated my EE and ER but still there are huge difference. As i mentioned earlier i left that JOB in OCT 2010 only but applied now for account closure. SMS says balance AS ON 05-12-2011 (Accounts updated up to 31-03-2011).. Please suggest.

    ReplyDelete
  146. @Keshav,can you update me yr pf contribution from salary and how many months/year so i can calcuate it..most of the time,sms info is correct.

    ReplyDelete
  147. res.sir please guide me
    i dont know what going on the next year of EPS.
    in your table 6,492 is last total but than what abt next year opening bal. of EPS

    ReplyDelete
  148. @Krupeshkumar,EPS and EPF are totally differently calculated. There is no Interest rate associated with EPS but there will be deduction till your retirement and there is fixed formula to calculate monthly pension amount after retirement. If you do not complete 10 years of service/job then you get your contribution back..So i did not mention carry forward amount.

    ReplyDelete
  149. I have received an sms stating that my PF amount is approved for payment through cheque. Payment is under process. Can you tell me how many days take it to get the amount transferred into my account after receiving this sms?

    ReplyDelete
  150. @PF Payment, I dont know the exact time because it differ between states. but it should be quick if it's direct credit to account.

    ReplyDelete
  151. Hi Vishu,
    As required, i am giving you my monthly PF details here.
    March 2008 to Aug 2008
    EE:361 ER 361 Rs
    Sept 2008 to July 2010
    EE: 536 ER: 536
    Aug 2010 to Sept 2010
    EE: 1070 ER: 780

    Request you to calculate now and suggest me.

    ReplyDelete
  152. Hi
    I already checked this link from previous post and then calculated my EE and ER but still there are huge difference. As i mentioned earlier i left that JOB in April 2011 only but applied now for account closure. SMS says balance AS ON 12-04-2011 (Accounts updated up to 31-03-2010)..
    What is the percent of ER contrubution in PF

    pLZ GUIDE

    ReplyDelete
  153. I have received an sms on 21st Dec.11 stating that my PF amount is approved for payment through cheque. Payment is under process. I deposited my form in Dwarka Sector 23 Delhi 18th September 11. Can you tell me how soon it should be transferred into my bank account after receiving "payment under procees" sms?

    ReplyDelete
  154. @Dwaka - I dont have personal experience..but based on people says it takes 2 months for total process..but yours is very old request..It changes based on different EO office also.

    ReplyDelete
  155. @Keshav, Sorry for delay response as i want to really calculate in detail

    EE (12%-8.33%) of basic =ER
    6*361 = 2166 361-250 = 110*6 =660
    11*536 = 5896 536-372 =164*11= 1804
    11*1070 =11770 1070-541(max of 541)=529*11 =5819
    -----------------------------
    EE Total =19832 ER Total =8283

    This is my calculation..There must be issue with calculation. I request to check with EPFO..
    Else please send me mail on jigvishu@investmoneybetter.com , we will discuss..

    ReplyDelete
  156. @Ramesh, sorry for delay response,Your account is updated till Mar-10 so you need to do manual calculation till MAR-10 and compare the result..
    Regarding ER contibution..
    EP=12% of Basic from employer(EPF) - 8.33% off Basic(EPS)...EPS can be maximum 541Rs/Month so you need to calculate it according.

    ReplyDelete
  157. Hi Jigvishu,
    I worked from April 2008 to March 2010 with my ex-employer .
    1)Now I raised a request to transfer my PF in may 2010 but its not transferred to till date.
    2)Yesterday I came to know to about site EPF balance and put my PF account details in that to get my account details and got a prompt "you shall receive shortly" but I didn't get the SMS.

    So Kindly Advise :
    1) As my PF is not transferred , whom should I contact ? (I already contacted my ex-employer they told they processed it).
    2) I didn't receive SMS (I am using Reliance CDMA). Or it's taking some days to receive the SMS?

    Thanks in advance .

    Regards,
    Ram

    ReplyDelete
  158. Hi Jig,
    I read many articles is very helpful i need your help as i worked May-10 to March-11, i got msg from EPGO (Form 10c (Withdraw Benefits/ Scheme certificate) for acct XXXXX recd on 12.10.2011 and receive this msg on 10-13-2011. so when will i am getting my amount in my account. Please i waiting for your valuable response.
    syed

    ReplyDelete
  159. IT STILL SHOWS ME ,

    'EE=12401,ER=3789 as on 6.9.01(a/cs updated upto 30-3-2010 EPFO...
    i had worked FOR 3years n 11months,,,,,

    please help me undrstand the amount i ll get as this should not be the total amount, and since the time i wrote u first its showing approved n underprocess, when can i get my PF amount and what is the amount,,,pls help as its too confusing for me:(

    ReplyDelete
  160. @Ram,You should contact Regional office of EPFO and ask for status..It should not take years for sure.
    2) You should recieve SMS immediately too. There is some problems if your account is inactive or Transfer in process ..You can try to check status of yr claim http://www.epfindia.com/ClaimStatus_New.html

    ReplyDelete
  161. @Syed,I dont know exactly but based on people's feedback, It generally takes 2-3 months to time for transfer..
    Thanks for ur comments too.

    ReplyDelete
  162. @Preeti, Can you send me contribution of PF from yr salary till date in each year to jigvishu@investmoneybetter.com ..I will calculate it and update you..Whether SMS info is correct for you or not..

    ReplyDelete
  163. hi..is it possible that my ER can be just 1/3 of my EE.should it not be closer to my EE, what do u suggest i do? thanks..

    ReplyDelete
  164. @Raman, It can be possible to have ER 1/3of EE..IF you have basic salary very less...But you calculate based on my other post then check..why to assume anything.

    ReplyDelete
  165. Will I get My Pension Money Back after 5 years of service

    ReplyDelete
  166. 1. I Have Recieved payment from EPFO of Rs.25975 but when I calculate Amt. Deposited it is Rs.54000 for past 5 years excluding amt. deposited in Pension Scheme . Will I get the remaining amount or is this the final.
    2. What would Happen to My Pension fund of Rs.28673 deposited so far . Please suggest.

    ReplyDelete
  167. Hi Jig,
    I worked with a company for almost 50 months and my PF contribution was 840 per month. I did quit from there on Feb 2011. Today i checked with the online service and I received a SMS stating that "KD/MAL/94725//71947 is EE Amt: Rs 853, ER Amt: Rs. 304 as on 04-12-2011 (Accounts updated upto 31-03-2011) - EPFO. I'm not sure what's going on.

    ReplyDelete
  168. @thirugnanasambandam - Dont worry, Your SMS data is definitely wrong..It can not be Rs 853 for sure..What I have noticed for many people,If your account is not active then SMS might have wrong infomration..Please contact EPFO directly to get correct info.

    ReplyDelete
  169. @Anonymous, Yes If you withdraw your EPF account then you can also get Pension Money(Your contribution only)..but u will not get pension in future..

    ReplyDelete
  170. @Anno -
    Are they giving break up of each year contribution and Interest while Withdraw process..You can ask them same details and Compare with it...I dont think there will be another settlement.
    You can also claim Pension Money-using
    form 10c- for eps contribution
    For claiming :
    - Refund of Employer share.
    - Withdrawl benefit
    - Scheme certificate for retention of membership

    ReplyDelete
  171. Hello, Kindly tell what is beneficial.. whether to carry forward the same PF account while changing the job or to withdraw the amount.

    ReplyDelete
  172. M@ If you consider long term benefits for retirement then you can transfer PF to new company..If You want withdraw PF and Utilize it effectively then Withdraw it. as per IT rule, Withdrawn money will added to your current year's income and you have to pay tax accordingly.

    ReplyDelete
  173. hi jig ,

    i worked in the company from july 2008 to may 2010 & after that i resigned ......,

    in the month of march 2011 i joined the other company & till date i m continuing ......

    i just want to know that is i am getting the rate of interset & if yes then how much , on the amount left in pf account of previous company which i resigned in may 2010

    regards
    Ashish 8699026903

    ReplyDelete
  174. Hi

    I worked in one company for 3 years and then i moved to another organization and worked there for 1.3 years. I transferred My PF amount to my new organization from my prior organization. Now i want to withdraw the PF amount, will there be some deduction that will happen if i will take out the amount before 5 years.

    ReplyDelete
  175. @Ashish,For FY 2010-2011 Rate of Interest is 9.5% and before that it was 8.5% You are getting same interest in OLD pf account. Before MAY 2013,Please transfer of Withdraw PF Money otherwise it will be inactive account and you will not get interest.

    ReplyDelete
  176. @Amit,You are still working in New Company then you can not withdraw PF now as you have transferred it. and There is deduction rule for 5 years...Only rule is Withdrawn PF will be taxable.

    ReplyDelete
  177. What happens if i don't declare my new employer that i already have a pf and in form 11 I declare that i have never been a member of epf.

    ReplyDelete
    Replies
    1. I could not get your complete Question..Can you please update me in context you dont want to declare old PF account NO..

      Delete
  178. Hi Jig
    I joined in a company on Nov 27,2009 and still continuing the same. My Pf amt is Rs 1260/month.I got sms as EE amt of Rs 3977 and ER Amt of Rs : 2343 as on 08-09-11 (Accounts updated upto 31-03-2010). Please explain the EE/ER calculation. I did try ur post "http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html"but not able to get it
    Thanks in advance
    Karthik

    ReplyDelete
    Replies
    1. Hi Karthik,

      Your account is updated till MAR-10. SO only 4 months and 3 days are included for Account updates.
      So EE = 1260*4 =5040 and For ER, Rs 541 is going to EPS fund from employer contribution and remaing 719 is going to PF account.
      For Employer Contribtion 1260 = 541 EPS + 719 EPF
      So EE = 719*4 = 2876 ..
      I have not added Interest as it changes frequently.
      So your account balance is slightly less in SMS than actual.

      It will be great if you can tell your queries on Other Post..SO i can change it and make it more clear..

      Delete
    2. Will EPS fund is credited to employee account, once employee is left the organisation
      Linod

      Delete
  179. hai jig
    when i tried to know my EPF balance,i got sms is EE Amt: Rs6622, ER Amt:Rs.2024 as on 31-12-2011 (accounts updated up to 31-03-2011).
    so sir could u please explain what is this ER & EE. and one more doubt is shall i activate the same acoount to my present PF?

    ReplyDelete
    Replies
    1. Hi Kishore,

      EE= Employee Contribution
      ER= Employer contribution after deducting Pension amount
      Please ready other post fore more details
      http://www.investmoneybetter.com/2011/09/employee-provident-fund-contribution.html

      No You can not activate same account for new PF account...You can transfer money to new account from Old account.

      Delete
  180. What happens if someone gives false declaration on form 11 that he doesnt have provident fund with epfo while joinin a new co. , when the truth is that the person has pf wit epfo, will his application rejected by epfo or a new a/c with epfo wil b made?
    Please help.

    ReplyDelete
    Replies
    1. If you do not mention old PF account in new company then you will get new account..In New company, You will get new account only and if you want then you can transfer old pf money or withdraw old pf money..

      Delete
  181. Damn...Insane!!!

    My sms says..

    EE Amt: Rs 16528,
    ER Amt: Rs 1959 as on 31-12-11 (Accounts updated upto 31-03-2010)

    How the hell my company(Fluidyn^^) pays <1.5 % of basic..and where the hell min ER Rs 541/- per month is in rule?????

    So i got a question..is there anyway that i can claim a min of Rs 541/- as ER into my account?? If any suggestions, please post it.

    Thanks for EPF site...letting us know the truth behind

    ReplyDelete
    Replies
    1. @ Rs.541 is going for your retirement pension fund..At age of 58, you or nominee will get pension each month..Or you something happens to you after 10 years of service then your child or spouse will get pension..So It will utilized some stage later in life.

      You can not withdraw with your service..Once you resign then you can claim Pension fund and Pf money..
      Company pays <1.5 % of basic---I did not get your point..

      Delete
  182. How can I come to know whether my PF from the old office has been transfered to the current PF account?

    ReplyDelete
    Replies
    1. 1) In EPF balance Online check, if SMS shows extra amount then you can assume it has been credited
      2) If you can check with old or new employer about the status..

      Delete
  183. Hi Vishnu,
    In my PF account with 1st employer, last installment was
    made in March 2008. I changed job and got that amount transferred to
    my new PF account. However I still see some positive balance in my
    old account. How can I withdraw or get it transferred to my current PF
    account?

    -Anirudh

    ReplyDelete
    Replies
    1. I have not heard anything like this..I suggest please contact your old employer to know whether they have transferred it completely or not else you can contact EPFO as well.

      Delete
  184. from last month its showing me payment under process how much more time will it take to hit my a/c?

    ReplyDelete
    Replies
    1. Over all process takes 2 months most of the time and varies based on Regional EPFO. as it's in payment under process, you should be getting in some time.

      Delete
  185. Hi JigVishu,

    A great source of information. Thank you!

    Question: As per new Govt rule, a PF account becomes inactive if there is no deposit for 36 months. Can you confirm if for 36 months, when there was no deposit in PF, the interest amount will be really paid or does it stop from the date when there was last deposit in PF account?

    Thank you
    Pankaj

    ReplyDelete
    Replies
    1. Thanks Pankaj for feedback,
      Yes, You will get interest till 3 years even if no deposits.
      If last deposit is DEC 2010 then You will get interest till DEC 2013. Interest will be calculated each year and added in your account..

      Delete
  186. Hi
    I left my last company after working there for 4 years and 5 months. Now if I wait for about 7 months (which means my account would be 5 years old) to withdraw the PF amount would I still need to pay the tax on that or would I be getting the whole amount?

    Thanks!

    ReplyDelete
    Replies
    1. Hi Rishoo,
      5 years will be calculated for Service only..The wait period will not added in 5 years. But You have worked on Previous Org and transferred PF to this org then your total Job years will be combined.
      Like 1st Company 4 years, 2nd company 2 years and PF amount is transferred from Company1 to Company2. If you leave company 2 then PF withdrawal will be tax free.

      I hope that I answered your query

      Delete
  187. Please help

    EE and ER should be equal or not?

    Waiting for reply.

    ReplyDelete
  188. RE:Tax on PF amount.

    Hi JigVishu,
    Nice info and helpful topic which not all are awaree.
    Do you know what % of tax is applied/deducted on PF if its withdrawn before 5yrs?
    Again not sure why the rule of 5 Yrs of Lock In to withdraw the PF as Tax Free? As we do not get any interest after 3yrs it means that we need to wait 2 yrs just for nothing?

    ReplyDelete
  189. hi,
    dear jig vishu.
    i have got a sms from EPFO.
    EE AMT RS.33843
    ER AMT RS.11718

    (ACCOUNT UPDATED UPTO 31-03-11)

    So please tell me that how much amt. i Will get ?
    thanks.

    ReplyDelete